Everything we offer can be found here.
If it's a conventional loan you seek, our mortgage professionals will help you get the correct program for your situation and pair it with the lowest rates possible.
We also offer commercial loans for investors and business owners who wish to purchase retail, industrial, office or warehouse properties. This includes 5+ unit residential properties that produce income.
FHA Loans: Since we're an FHA-approved lender, we can get you a loan that is insured by the Federal Housing Administration.
FHA Streamline Loans: If you already have an FHA loan, this program is the fastest and simplest way to refinance it.
USDA Loans: This loan is offered to rural property owners by the US Department of Agriculture.
VA Loans: This loan is guaranteed by the US Department of Veterans Affairs and designed to offer long-term financing to American war veterans.
HARP Loans: A way to refinance your current loan that is owned by either Fannie Mae or Freddie Mac.
This is just the beginning of the loan programs we can offer. If your situation isn't covered by one of these, call Nuline Funding for personal assistance.
Income Property Lending
Our premier lending program for residential income building of 5 units and more. This premier lending program is ideal for investors seeking to purchase a residential property with five or more income-producing units.
With a reverse mortgage, we pay you! Your home equity is converted into cash that you can use to pay off anything. It's tax-free and federally-insured! This is meant for borrowers 62 years and older.
- Self Storage
- Manufactured Home Parks
- Conventional Loans
Conventional loans boast great rates, lower costs, and home buying flexibility. They are the loan option of choice for about 60% of all mortgage applicants. Conventional loans are also known as conforming loans, since they conform to a set of standards set by Fannie Mae and Freddie Mac. The following are highlights of this program.
- You can use a conventional loan to buy a primary residence, second home, or rental property
- Conventional loans are available in fixed rates, adjustable rates (ARMs), and offer many loan terms usually from 10 to 30 years
- Down payments as low as 3%
- No monthly mortgage insurance with a down payment of at least 20%
- Lower mortgage insurance costs than FHA
- Mortgage insurance is cancelable when home equity reaches 20%