Specialty Loan Programs

More Options To Meet Your Needs

At Nuline Funding, Inc. we understand that not everyone can qualify for conventional loan programs.

Offered Programs:

  • Financing available 1 day out of foreclosure, short sale or deed-in-lieu
  • Borrow up to 80% of the value of the home
  • Late mortgage payments in the last 12 months acceptable
  • Non-warrantable condos acceptable
  • 100% gift funds allowed
  • Foreign National program — non-US credit accepted
  • No pre-pay penalty on owner-occupied or second homes
  • Bank Statement Program for self-employed borrowers
  • No maximum properties financed — can close in LLC (Limited Liability Company)
  • Investment property can use subject cash flow for income
  • Asset Depletion available — can use assets for income
  • Loans up to $2 million

Bank Statement Program

Are You Self-Employed?

Although being self-employed comes with many benefits, when looking to purchase a home it can be difficult to get approved. In order to make your process as smooth and streamlined as possible, Nuline Funding, Inc. has implemented a program to help counteract these issues. We offer a Bank Statement Program for self-employed borrowers as well as those whose employment histories and tax returns may not reflect their viability for a mortgage.

Program Details

  • Personal bank statements (24 months)
  • No tax returns required
  • Borrow up to 80% of the value of the home
  • Debt-to-income ratio up to 50%
  • Loans up to $2 million
  • For primary and secondary homes and investment properties
  • Non-warrantable condominiums
  • 30-year fixed rate — no pre-payment penalty

Foreign National Home Loan Program

A Financing Solution For Your Unique Needs

Are you looking to purchase a home or piece of real-estate in the United States? Are you coming from overseas to search for your new home? Nuline Funding, Inc. provides a Foreign National Home Loan program for those who lack credit history in the U.S. but are looking to purchase a primary residence, second home, or investment property. This program helps open up opportunities for aspiring foreign homeowners to get pre-qualified for a mortgage, regardless of their lack of US credit.

Program Details

  • Non-US credit accepted
  • Borrow up to 75% of the value of the home
  • Debt-to-income ratio up to 50%
  • Single-family residences, townhouses, condos, and 2-4 unit homes
  • Loans up to $750,000
  • Second homes and investment properties

Investment Property Program

Is Real Estate A Part Of Your Investment Strategy?

Investing in real estate is a great way to earn additional income, and is a low-risk, high-return investment when held long-term. If you’re looking to build your investment portfolio by purchasing real estate, you’ve come to the right place! Nuline Funding, Inc. offers an Investment Property Program to help you purchase one or more properties. This program helps investors diversify their portfolio and increase cash flow.

Program Details

  • Borrow up to 80% of the value of the home
  • Debt-to-income ratio up to 50%
  • Bank statement program for self-employed borrowers
  • Loans up to $750,000
  • Single-family residences, townhouses, 2–4 unit homes, and condos
  • Maximum 20 properties financed
  • Properties in Limited Liability Company acceptable