Your home. Your loan. One team that sees it through.
Purchase, refinance and home equity across California, from a Woodland Hills lender since 2015. We fund what fits in house and source the rest across our lender network, so you get the right loan, not just the one we carry.
Equity options begin with a soft credit check that won’t affect your score. Purchase and refinance applications take about ten minutes.
- 2015Lending since
- 4.69★13 Zillow reviews
- #1390184Company NMLS
Where would you like to start?
Three common starting points. None of them commit you to anything.
Keep your low mortgage rate. Use your equity anyway.
If you locked a rate below what lenders charge today, refinancing means giving it up on your whole balance. A home equity line of credit (HELOC) is a second lien: it sits behind your first mortgage and leaves it exactly where it is.
- Your first mortgage and its rate stay untouched
- Draw what you need, when you need it
- Checking your options won’t affect your credit score
- The whole process runs online
Soft credit check. You’ll continue on our lending partner’s secure site and see where you stand in minutes.
Loan programs
Eight programs, and we’ll tell you plainly which ones you don’t qualify for.
Home equity line
A second lien that leaves your first mortgage and its rate alone. Draw what you need, when you need it.
VA
For veterans and active service. Usually the strongest pricing we can access, and no down payment in most cases.
Conventional, FHA and jumbo
The buying routes: standard W-2 files, lower down payment for first-time buyers, and loan amounts above the conforming limit, which in coastal California is most of the market.
Bank statement and DSCR
Non-QM programs for the self-employed and for investors whose tax returns don’t tell the whole story.
All eight programs, including bridge and commercial · Not sure? Tell us the situation and we’ll say which fits
A Woodland Hills lender, licensed in three states
Nuline Funding, Inc. has been lending since 2015. We fund what fits in house and work with a network of wholesale lenders for the rest, and every file stays with one licensed loan officer from the first conversation through funding.
NuLine Funding at a glance
Andrew Katz, Loan OfficerNMLS #1278283 · Meet our loan officer
See where your file actually is
The Loanzify app shows what we’ve received, what’s still outstanding, and who’s waiting on whom. You and your realtor see the same screen we do, so nobody is guessing.
Your file
Illustration of the app’s file view.
Let’s talk about your options
Call (805) 456-1201 or send us a note. We respond the same business day.
Contact us